Retirement briefings for Louisiana teachers and TRSL members.
A Louisiana teacher with a pension and extra to save faces a question the 403(b) rep never frames right: taxed now or later? For a teacher specifically, the default answer is often the wrong one.
For forty years the WEP quietly cut Social Security for Louisiana teachers. It was repealed in January 2025. Here is what changed, and the tax gap it leaves open.
The full TRSL guide for Louisiana teachers: how the pension is calculated, the DROP decision most teachers rush, what the 2025 Social Security repeal changed, and the federal tax gap the system leaves open.